Investir

<!-- {"type":"layout","children":[{"type":"section","props":{"style":"default","width":"default","vertical_align":"middle","title_position":"top-left","title_rotation":"left","title_breakpoint":"xl","image_position":"center-center","text_color":"","width_expand":"","height":"","padding":"","header_transparent":"","animation":""},"children":[{"type":"row","props":{"layout":"1-1","breakpoint":"m","fixed_width":"large","column_gap":"","row_gap":"","width":"","width_expand":"","height":"","margin":""},"children":[{"type":"column","props":{"image_position":"center-center","media_overlay_gradient":"","vertical_align":"","style":"","text_color":"","padding":""},"children":[{"type":"headline","props":{"title_element":"h1","title_style":"","title_decoration":"","title_font_family":"","title_color":"","position":"","position_z_index":"","margin":"","maxwidth":"","maxwidth_breakpoint":"","block_align":"","block_align_breakpoint":"","block_align_fallback":"","text_align":"","text_align_breakpoint":"","text_align_fallback":"","animation":"","visibility":"","content":"<h5 style=\"text-align: center;\"><span style=\"color: #33aaff; font-size: 24pt;\"><b>Investir pour s\u00e9curiser votre avenir et celui de votre famille<\/b><\/span><\/h5>"}},{"type":"text","props":{"margin":"default","column_breakpoint":"m","text_style":"","text_color":"","text_size":"","column":"","position":"","position_z_index":"","maxwidth":"","maxwidth_breakpoint":"","block_align":"","block_align_breakpoint":"","block_align_fallback":"","text_align":"","text_align_breakpoint":"","text_align_fallback":"","animation":"","visibility":"","content":"<div>\n<h5 data-id=\"page#5\"><span style=\"font-size: 18pt; font-family: arial, helvetica, sans-serif;\"><b>L<\/b><b>es avantages d'acheter une maison neuve pour la mettre en location.<\/b><\/span><\/h5>\n<\/div>\n<div><span style=\"color: #000000; font-family: arial, helvetica, sans-serif;\">A condition de faire le bon choix l'immobilier locatif permet d'accro\u00eetre en douceur son patrimoine pour :<\/span><\/div>\n<ul>\n<li>\n<div><span style=\"color: #000000; font-family: arial, helvetica, sans-serif;\">B\u00e9n\u00e9ficier d'un compl\u00e9ment de revenus.<\/span><\/div>\n<\/li>\n<li>\n<div><span style=\"color: #000000; font-family: arial, helvetica, sans-serif;\">Acc\u00e9der \u00e0 l'ind\u00e9pendance financi\u00e8re.<\/span><\/div>\n<\/li>\n<li>\n<div><span style=\"color: #000000; font-family: arial, helvetica, sans-serif;\">Disposer d'un solide capital en cas de besoin.<\/span><\/div>\n<\/li>\n<li>\n<div><span style=\"color: #000000; font-family: arial, helvetica, sans-serif;\">Transmettre \u00e0 votre famille un h\u00e9ritage.<\/span><\/div>\n<\/li>\n<li>\n<div><span style=\"color: #000000; font-family: arial, helvetica, sans-serif;\">L'assurance d\u00e9c\u00e8s prot\u00e8ge et met \u00e0 l'abris vos ayants droit.<\/span><\/div>\n<\/li>\n<\/ul>"}},{"type":"text","props":{"margin":"default","column_breakpoint":"m","text_style":"","text_color":"","text_size":"","column":"","position":"","position_z_index":"","maxwidth":"","maxwidth_breakpoint":"","block_align":"","block_align_breakpoint":"","block_align_fallback":"","text_align":"","text_align_breakpoint":"","text_align_fallback":"","animation":"","visibility":"","content":"<p style=\"text-align: center;\"><span style=\"color: #000080; font-family: arial, helvetica, sans-serif; font-size: 12pt;\">Il existe des points \u00e0 conna\u00eetre et des pi\u00e8ges \u00e0 \u00e9viter.\u00a0<\/span><br \/><span style=\"color: #000080; font-family: arial, helvetica, sans-serif; font-size: 12pt;\">Comment, quoi et o\u00f9 bien acheter ?<\/span><\/p>"}},{"type":"button","props":{"grid_column_gap":"small","grid_row_gap":"small","margin":"default","button_size":"","position":"","position_z_index":"","maxwidth":"","maxwidth_breakpoint":"","block_align":"","block_align_breakpoint":"","block_align_fallback":"","text_align":"center","text_align_breakpoint":"","text_align_fallback":"","animation":"","visibility":""},"children":[{"type":"button_item","props":{"button_style":"default","icon_align":"left","link_target":"","content":"Demandez votre \u00e9tude personnalis\u00e9e","link":"index.php?option=com_content&view=article&id=29&catid=2"}}]},{"type":"slideshow","props":{"show_title":true,"show_meta":true,"show_content":true,"show_link":true,"show_thumbnail":true,"slideshow_min_height":300,"slideshow_autoplay_pause":true,"nav":"dotnav","nav_position":"bottom-center","nav_position_margin":"medium","nav_align":"center","nav_breakpoint":"s","thumbnav_width":"100","thumbnav_height":"75","thumbnav_svg_color":"emphasis","slidenav":"default","slidenav_margin":"medium","slidenav_breakpoint":"s","slidenav_outside_breakpoint":"xl","overlay_position":"center-left","overlay_animation":"parallax","title_element":"h3","meta_style":"meta","meta_align":"below-title","link_text":"Read more","link_style":"default","margin":"default","slideshow_height":"","text_color":"","slideshow_box_shadow":"","slideshow_box_decoration":"","slideshow_animation":"","slideshow_kenburns":"","nav_margin":"","nav_color":"","slidenav_outside_color":"","overlay_container":"","overlay_container_padding":"","overlay_margin":"","overlay_style":"","overlay_padding":"","overlay_width":"","title_style":"","title_decoration":"","title_font_family":"","title_color":"","title_margin":"","meta_color":"","meta_margin":"","content_style":"","content_margin":"","link_size":"","link_margin":"","position":"","position_z_index":"","maxwidth":"","maxwidth_breakpoint":"","block_align":"","block_align_breakpoint":"","block_align_fallback":"","text_align":"","text_align_breakpoint":"","text_align_fallback":"","animation":"","visibility":""},"children":[{"type":"slideshow_item","props":{"text_color":"","image":"images\/maisons\/3D_F3_18_Tuiles_Ardoise-famille4.jpg"}},{"type":"slideshow_item","props":{"text_color":"","image":"images\/plan.jpg"}}]},{"type":"text","props":{"margin":"default","column_breakpoint":"m","text_style":"","text_color":"","text_size":"","column":"","position":"","position_z_index":"","maxwidth":"","maxwidth_breakpoint":"","block_align":"","block_align_breakpoint":"","block_align_fallback":"","text_align":"","text_align_breakpoint":"","text_align_fallback":"","animation":"","visibility":"","content":"<table style=\"height: 62px; width: 1131px; margin-left: auto; margin-right: auto;\">\n<tbody>\n<tr>\n<td style=\"width: 1121px; background-color: #060ad1; text-align: center;\"><span style=\"font-size: 24pt; color: #ffffff;\"><strong><span style=\"font-family: arial, helvetica, sans-serif;\">800 \u20ac de revenus par mois en valeur constante<\/span><\/strong><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>"}},{"type":"text","props":{"margin":"default","column_breakpoint":"m","text_style":"","text_color":"","text_size":"","column":"","position":"","position_z_index":"","maxwidth":"","maxwidth_breakpoint":"","block_align":"","block_align_breakpoint":"","block_align_fallback":"","text_align":"","text_align_breakpoint":"","text_align_fallback":"","animation":"","visibility":"","content":"<p style=\"text-align: center;\"><span style=\"font-size: 24pt;\"><strong><span style=\"font-family: arial, helvetica, sans-serif; color: #ff0000;\">Les secrets de la r\u00e9ussite<\/span><\/strong><\/span><\/p>"}},{"type":"text","props":{"margin":"default","column_breakpoint":"m","text_style":"","text_color":"","text_size":"","column":"","position":"","position_z_index":"","maxwidth":"","maxwidth_breakpoint":"","block_align":"","block_align_breakpoint":"","block_align_fallback":"","text_align":"","text_align_breakpoint":"","text_align_fallback":"","animation":"","visibility":"","content":"<div><strong><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">La rentabilit\u00e9 en priorit\u00e9<\/span><\/strong><\/div>\n<div>\u00a0<\/div>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Le secret de la rentabilit\u00e9 consiste \u00e0 une juste d\u00e9finition de la demande locative.<\/span><\/div>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">En Province, un locataire stable est :<\/span><\/div>\n<div>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Domicili\u00e9 dans une ville moyenne et sa charge locative mensuelle est de 800 \u20ac (estimation 2019)<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Il privil\u00e9gie une maison de qualit\u00e9 construite sur un terrain \"pratique\" dans un quartier r\u00e9sidentiel, proche des commerces et des \u00e9coles.<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Il souhaite une maison disposant d'un grand s\u00e9jour, de 3 chambres et d'un garage.<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">De pr\u00e9f\u00e9rence une construction sur un terrain assez grand pour \u00e9viter la promiscuit\u00e9 mais d'une surface ne d\u00e9passant pas 1000 m2.<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">La qualit\u00e9 des mat\u00e9riaux, des am\u00e9nagements et du chauffage oriente son choix et contribuera \u00e0 la long\u00e9vit\u00e9 du bail.<\/span><\/li>\n<\/ul>\n<\/div>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">La mod\u00e8le \"Patrimoine\" comprenant le \"Pack locatif exclusif\" vous est propos\u00e9 pour un prix global ferme et d\u00e9finitif de 149.300 \u20ac<\/span><\/div>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">L'\u00e9quilibre financier sera optimum si le prix du terrain respect la norme \"la moiti\u00e9 du loyer mensuel multiplie par 100\" soit 40.000 \u20ac *<\/span><\/div>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">L'acquisition du terrain g\u00e9n\u00e9rera 5.000 \u20ac de frais de Notaire et 3.000 \u20ac de taxes<\/span><\/div>\n<div>\u00a0<\/div>\n<div style=\"text-align: center;\"><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\"><strong>Votre acquisition sera donc particuli\u00e8rement rentable si l'investissement est de 197.000 \u20ac<\/strong><\/span><\/div>\n<div style=\"text-align: center;\"><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\"><strong>Voir les exemples de financements ci-dessous<\/strong><\/span><\/div>\n<div><span style=\"font-size: 8pt;\"><em><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">\u00a0* TradiEco demande \u00e0 ces partenaires de mettre \u00e0 la disposition des investisseurs des terrains r\u00e9pondant \u00e0 ces crit\u00e8res.<\/span><\/em><\/span><\/div>"}},{"type":"text","props":{"margin":"default","column_breakpoint":"m","text_style":"","text_color":"","text_size":"","column":"","position":"","position_z_index":"","maxwidth":"","maxwidth_breakpoint":"","block_align":"","block_align_breakpoint":"","block_align_fallback":"","text_align":"","text_align_breakpoint":"","text_align_fallback":"","animation":"","visibility":"","content":"<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\"><strong>Le Locataire<\/strong><\/span><\/div>\n<div>\u00a0<\/div>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Pour 70 % des Fran\u00e7ais la maison individuelle constitue le logement id\u00e9al. * En p\u00e9riph\u00e9rie des villes moyennes la demande locative est forte et les maisons introuvables. Une maison vous donnera toujours un s\u00e9rieux avantage sans les inconv\u00e9nients d'une copropri\u00e9t\u00e9.<\/span><\/div>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Les locataires accordent une attention particuli\u00e8re \u00e0 l\u2019isolation thermique et au chauffage ainsi qu\u2019\u00e0 sa conformit\u00e9 avec les normes r\u00e8glementaires et \u00e0 la qualit\u00e9 de son am\u00e9nagement.<\/span><\/div>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Une chambre pour chacun, une pi\u00e8ce de vie lumineuse, un garage et un jardin, une maison individuelle constitue un bien tr\u00e8s convoit\u00e9 qui attire les locataires.<\/span><\/div>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Une maison neuve construite par TradiEco est un bien de qualit\u00e9 aux prestations soign\u00e9es vous assurant une bonne rentabilit\u00e9 et des co\u00fbts des travaux d\u2019entretien tr\u00e8s limit\u00e9s.<\/span><\/div>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Les loyers que vous percevez financeront presque totalement l\u2019acquisition et la valeur de votre bien augmentera avec les ann\u00e9es.<\/span><\/div>"}},{"type":"text","props":{"margin":"default","column_breakpoint":"m","text_style":"","text_color":"","text_size":"","column":"","position":"","position_z_index":"","maxwidth":"","maxwidth_breakpoint":"","block_align":"","block_align_breakpoint":"","block_align_fallback":"","text_align":"","text_align_breakpoint":"","text_align_fallback":"","animation":"","visibility":"","content":"<p><span style=\"font-size: 12pt;\"><strong><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">La qualit\u00e9 en priorit\u00e9<\/span><\/strong><\/span><\/p>\n<p><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">\u00a0L'incidence de la qualit\u00e9 de la construction sera mesurable sur la revente que ce soit dans 5 ans ou dans 50 ans.<\/span><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Construction respectant les normes pour l'accessibilit\u00e9 des personnes \u00e0 mobilit\u00e9 r\u00e9duite.<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Ma\u00e7onnerie r\u00e9alis\u00e9e en briques isolantes, Charpente bois et lambris Pvc, Couverture tuiles en terre cuite avec sous toiture, goutti\u00e8res et descentes en aluminium pr\u00e9 laqu\u00e9, Baies Aluminium et fen\u00eatres PVC avec volets roulants \u00e0 commande \u00e9lectrique, Porte d'entr\u00e9e en acier et porte de garage sectionnelle \u00e0 commande \u00e9lectrique, Doublage TH 32 R=3.15, Isolation plafonds 405 mm par soufflage de laine de verre vierge, y compris garage, Cloisons de distribution isolante de 72 mm, R\u00e9alisation du lot Papiers peints et peinture ainsi que des parquets dans les chambres, Carrelage dans toute la surface jour 60 x 60 avec plinthes assorties, Fa\u00efences dans la salle de bains, Sanitaires comprenant un receveur de douche extra plat de 160 x 90, Meuble double vasques, Lave mains et cuvette de WC suspendu, robinetterie Porcher (\u00c9vier avec cuisine am\u00e9nag\u00e9e dans le pack locatif) Enduit projet\u00e9 finition \"gratt\u00e9e\"<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Chauffage et production d'eau chaude par chaudi\u00e8re Gaz assorti d'un kit photovolta\u00efque en autoconsommation 3 ou 4 tuiles suivant l'orientation de la toiture. Radiateurs avec robinets thermostatiques dont un radiateur s\u00e8che serviettes \u00e0 barreaux dans la SdB.<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Le pack locatif TradiEco comprenant notamment l'am\u00e9nagement de la cuisine (meubles et m\u00e9nager), les finitions int\u00e9rieures et ext\u00e9rieures, les cl\u00f4tures, l'engazonnement, etc..<\/span><\/li>\n<\/ul>"}},{"type":"text","props":{"margin":"default","column_breakpoint":"m","text_style":"","text_color":"","text_size":"","column":"","position":"","position_z_index":"","maxwidth":"","maxwidth_breakpoint":"","block_align":"","block_align_breakpoint":"","block_align_fallback":"","text_align":"","text_align_breakpoint":"","text_align_fallback":"","animation":"","visibility":"","content":"<p><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\"><strong>Le financement, une affaire de pro<\/strong><\/span><\/p>\n<ul>\n<li><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Pour pr\u00e9senter cet exemple nous avons simplement utilis\u00e9 les tables de calcul standard que vous pouvez trouver sur internet.<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Dans les faits, la r\u00e9alit\u00e9 est bien souvent tr\u00e8s diff\u00e9rente parce que chaque cas est diff\u00e9rent.<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Tout se n\u00e9gocie, tout s'argumente en mati\u00e8re de financement, l'apport, le taux d'endettement, le taux effectif etc.<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">La qualit\u00e9 du produit et le s\u00e9rieux du projet sont des \u00e9l\u00e9ments que nos n\u00e9gociateurs savent mettre en avant.<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Pour les investisseurs souhaitant acqu\u00e9rir plusieurs maisons nous savons pr\u00e9parer des dossiers.<\/span><\/li>\n<li><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">B\u00e2tir un patrimoine ne consiste pas obligatoirement \u00e0 acheter, louer et attendre qu'il soit rembours\u00e9 pour recommencer !<\/span><\/li>\n<\/ul>\n<p>\u00a0<\/p>"}},{"type":"grid","props":{"show_title":true,"show_meta":true,"show_content":true,"show_image":true,"show_link":true,"grid_default":"1","grid_medium":"2","filter_style":"tab","filter_all":true,"filter_position":"top","filter_align":"left","filter_grid_width":"auto","filter_grid_breakpoint":"m","title_hover_style":"reset","title_element":"h3","title_align":"top","title_grid_width":"1-2","title_grid_breakpoint":"m","meta_style":"meta","meta_align":"below-title","icon_ratio":4,"image_align":"top","image_grid_width":"1-2","image_grid_breakpoint":"m","image_svg_color":"emphasis","link_text":"Read more","link_style":"default","margin":"default","item_animation":"","grid_column_gap":"","grid_row_gap":"","grid_small":"","grid_large":"","grid_xlarge":"","filter_margin":"","filter_grid_column_gap":"","filter_grid_row_gap":"","title_display":"","content_display":"","panel_style":"","panel_content_padding":"","panel_size":"","item_maxwidth":"","title_style":"","title_decoration":"","title_font_family":"","title_color":"","title_grid_column_gap":"","title_grid_row_gap":"","title_margin":"","meta_color":"","meta_margin":"","content_style":"","content_margin":"","image_transition":"","image_border":"","image_box_shadow":"","image_hover_box_shadow":"","image_box_decoration":"","icon_color":"","image_grid_column_gap":"","image_grid_row_gap":"","image_margin":"","link_type":"","link_size":"","link_margin":"","position":"","position_z_index":"","maxwidth":"","maxwidth_breakpoint":"","block_align":"","block_align_breakpoint":"","block_align_fallback":"","text_align":"","text_align_breakpoint":"","text_align_fallback":"","visibility":""},"children":[{"type":"grid_item","props":{"content":"<p><strong><span style=\"color: #000000;\">Sans apport personnel :<\/span><\/strong><\/p>\n<ul>\n<li><span style=\"color: #000000;\">Capital emprunt\u00e9 197 000 \u20ac<\/span><\/li>\n<li><span style=\"color: #000000;\">Mensualit\u00e9s de remboursement 816 \u20ac (assurance inclue)<\/span><\/li>\n<li><span style=\"color: #000000;\">Co\u00fbt\u00a0du cr\u00e9dit 47.868 \u20ac dont 16.745 d'assurance*<\/span><\/li>\n<\/ul>\n<p>\u00a0<span style=\"font-size: 8pt;\"><em><span style=\"color: #000000; font-family: arial, helvetica, sans-serif;\">D\u00e9tails de ces exemples th\u00e9oriques et modes de calcul en bas de page<\/span><\/em><\/span><\/p>"}},{"type":"grid_item","props":{"content":"<p><strong><span style=\"color: #000000;\">Avec 50 000 \u20ac d'apport personnel :<\/span><\/strong><\/p>\n<ul style=\"list-style-type: square;\">\n<li><span style=\"color: #000000;\">Capital emprunt\u00e9 147 000 \u20ac<\/span><\/li>\n<li><span style=\"color: #000000;\">Mensualit\u00e9s de remboursement 609 \u20ac (assurance inclue)<\/span><\/li>\n<li><span style=\"color: #000000;\">Co\u00fbt\u00a0du cr\u00e9dit 35.495 \u20ac dont 12.495 d'assurance*<\/span><\/li>\n<\/ul>"}}]},{"type":"text","props":{"margin":"default","column_breakpoint":"m","text_style":"","text_color":"","text_size":"","column":"","position":"","position_z_index":"","maxwidth":"","maxwidth_breakpoint":"","block_align":"","block_align_breakpoint":"","block_align_fallback":"","text_align":"","text_align_breakpoint":"","text_align_fallback":"","animation":"","visibility":"","content":"<table style=\"height: 43px; width: 1130px; margin-left: auto; margin-right: auto;\">\n<tbody>\n<tr style=\"height: 11px;\">\n<td style=\"width: 1120px; background-color: #060ad1; height: 11px; text-align: center;\"><span style=\"font-size: 14pt;\"><span style=\"color: #ffffff; font-family: arial, helvetica, sans-serif;\">Au terme du cr\u00e9dit vous disposerez d'un revenu de 800 \u20ac par mois en valeur constante<\/span><\/span><\/td>\n<\/tr>\n<\/tbody>\n<\/table>"}},{"type":"text","props":{"margin":"default","column_breakpoint":"m","text_style":"","text_color":"","text_size":"","column":"","position":"","position_z_index":"","maxwidth":"","maxwidth_breakpoint":"","block_align":"","block_align_breakpoint":"","block_align_fallback":"","text_align":"","text_align_breakpoint":"","text_align_fallback":"","animation":"","visibility":"","content":"<p><span style=\"color: #000000; font-family: arial, helvetica, sans-serif;\"><strong>Les taxes et les frais divers<\/strong><\/span><\/p>\n<ul>\n<li><span style=\"color: #000000; font-family: arial, helvetica, sans-serif;\">La taxe fonci\u00e8re. Le calcul pr\u00e9cis ne peut se faire qu'en fonction de la commune. Cependant pour l'exemple une taxe annuelle de 1200 \u20ac ne sera pas tr\u00e8s \u00e9loign\u00e9e de la r\u00e9alit\u00e9 dans les villes s\u00e9lectionn\u00e9es.<\/span><\/li>\n<li><span style=\"color: #000000; font-family: arial, helvetica, sans-serif;\">En plus de garantir la responsabilit\u00e9 civile, l'assurance du propri\u00e9taire non occupant agit comme une assurance multirisque habitation traditionnelle, en couvrant toutes les atteintes aux biens non couvertes par l'assurance du locataire, ou si le logement est inhabit\u00e9. Un budget de 150 \u20ac par an environ.<\/span><\/li>\n<li><span style=\"color: #000000; font-family: arial, helvetica, sans-serif;\">\u00c9ventuellement confier la gestion \u00e0 un professionnel qui prendra en charge la mise en location, \u00e9tude de solvabilit\u00e9, r\u00e9daction et signature du bail, \u00e9tat des lieux, la gestion des loyers (r\u00e9ajustement, \u00e9volution des indices)<\/span><\/li>\n<li><span style=\"color: #000000; font-family: arial, helvetica, sans-serif;\">Souscrire une \"Garantie Loyer Impay\u00e9\" est une possibilit\u00e9 assortie de contraintes<\/span><\/li>\n<\/ul>"}},{"type":"text","props":{"margin":"default","column_breakpoint":"m","text_style":"","text_color":"","text_size":"","column":"","position":"","position_z_index":"","maxwidth":"","maxwidth_breakpoint":"","block_align":"","block_align_breakpoint":"","block_align_fallback":"","text_align":"","text_align_breakpoint":"","text_align_fallback":"","animation":"","visibility":"","content":"<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\"><strong>La fiscalit\u00e9, deux r\u00e9gimes fiscaux possibles *<\/strong><\/span><\/div>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Le fait de louer votre bien vide vous ouvre le choix entre deux impositions diff\u00e9rentes sur vos loyers per\u00e7us. C\u2019est \u00e0 vous de garder la meilleure option lors de la d\u00e9claration de vos revenus en mai. Avant de d\u00e9tailler le calcul de l\u2019imp\u00f4t et les cases \u00e0 remplir, voyons les deux impositions possibles.<\/span><\/div>\n<div>\u00a0<\/div>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\"><strong>Le r\u00e9gime micro-foncier :<\/strong><\/span><\/div>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Concr\u00e8tement, vous aurez juste \u00e0 d\u00e9clarer les loyers per\u00e7us. Avant de calculer l\u2019imp\u00f4t, le fisc va appliquer un abattement de 30%. Autrement dit, les loyers impos\u00e9s seront de 70% des loyers per\u00e7us.<\/span><\/div>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\"><strong>Exemple : <\/strong>Pour votre maison TradiEco vous percevez 9.600 \u20ac de loyers en 2019. Vous optez pour le r\u00e9gime micro-foncier lors de la d\u00e9claration d\u2019imp\u00f4t 2020 sur les revenus 2019. Les imp\u00f4ts vont proc\u00e9der \u00e0 un abattement de 30% soit 9600*30% = 2.880 \u20ac. Vous serez donc impos\u00e9 sur une base de 9.600 \u2013 2.880 = 6.720 \u20ac<\/span><\/div>\n<div>\u00a0<\/div>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\"><strong>Le r\u00e9gime r\u00e9el si vos revenus fonciers sont sup\u00e9rieurs \u00e0 15.000 \u20ac :<\/strong><\/span><\/div>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Comme son nom l\u2019indique, vous allez pouvoir d\u00e9duire de vos loyers les charges que vous payez r\u00e9ellement sur votre bien avant de subir l\u2019imp\u00f4t. Il faudra donc d\u00e9clarer les loyers per\u00e7us ainsi que les charges pay\u00e9es. Il va \u00e9galement falloir \u00e9tudier la liste des charges d\u00e9ductibles pour n\u2019en oublier aucune. On peut lister les charges d\u00e9ductibles suivantes : \u2013 Les int\u00e9r\u00eats d\u2019emprunts du pr\u00eat r\u00e9alis\u00e9 pour l\u2019acquisition du bien.<\/span><\/div>\n<ul>\n<li>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">L\u2019assurance habitation propri\u00e9taire non occupant<\/span><\/div>\n<\/li>\n<li>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">La taxe fonci\u00e8re hors ordures m\u00e9nag\u00e8res (nous avions vu que les ordures m\u00e9nag\u00e8res sont \u00e0 la charge du locataire, elles ne peuvent donc pas \u00eatre d\u00e9duites).<\/span><\/div>\n<\/li>\n<li>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">L\u2019assurance emprunteur du pr\u00eat ainsi que les frais bancaires (frais de dossier, contribution \u00e0 un fonds mutuelle de garantie ect\u2026.)<\/span><\/div>\n<\/li>\n<li>\n<div><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">20 \u20ac correspondant aux frais postaux pour la correspondance avec le locataire.<\/span><\/div>\n<\/li>\n<\/ul>"}},{"type":"button","props":{"grid_column_gap":"small","grid_row_gap":"small","margin":"default","button_size":"","position":"","position_z_index":"","maxwidth":"","maxwidth_breakpoint":"","block_align":"","block_align_breakpoint":"","block_align_fallback":"","text_align":"center","text_align_breakpoint":"","text_align_fallback":"","animation":"","visibility":""},"children":[{"type":"button_item","props":{"button_style":"default","icon_align":"left","link_target":"","content":"Appelez ou Ecrivez au conseiller investissement TradiEco","link":"index.php?option=com_content&view=article&id=29&catid=2"}}]},{"type":"text","props":{"margin":"default","column_breakpoint":"m","text_style":"","text_color":"","text_size":"","column":"","position":"","position_z_index":"","maxwidth":"","maxwidth_breakpoint":"","block_align":"","block_align_breakpoint":"","block_align_fallback":"","text_align":"","text_align_breakpoint":"","text_align_fallback":"","animation":"","visibility":"","content":"<p style=\"text-align: center;\"><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">06 48 22 55 22<\/span><br \/><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\"><a href=\"mailto:Cette adresse e-mail est protégée contre les robots spammeurs. Vous devez activer le JavaScript pour la visualiser.\">Cette adresse e-mail est protégée contre les robots spammeurs. Vous devez activer le JavaScript pour la visualiser.<\/a><br \/><br \/><\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"font-family: arial, helvetica, sans-serif; color: #000000;\">Maintenant c'est le moment de vous informer s\u00e9rieusement, ne reportez pas, c'est votre avenir et celui de votre famille.<\/span><\/p>\n<p style=\"text-align: center;\"><span style=\"color: #000000; font-family: arial, helvetica, sans-serif;\">Une \u00e9tude ne vous engage qu'\u00e0 r\u00e9fl\u00e9chir\u00a0<\/span><\/p>"}},{"type":"text","props":{"margin":"default","column_breakpoint":"m","text_style":"","text_color":"","text_size":"","column":"","position":"","position_z_index":"","maxwidth":"","maxwidth_breakpoint":"","block_align":"","block_align_breakpoint":"","block_align_fallback":"","text_align":"","text_align_breakpoint":"","text_align_fallback":"","animation":"","visibility":"","content":"<div><span style=\"font-family: arial, helvetica, sans-serif; font-size: 8pt;\">* Le Figaro 2018 : \u00ab Voici \u00e0 quoi ressemble le logement id\u00e9al des Francais \u00bb article de Jean-Bernard Litzler<\/span><br \/><span style=\"font-family: arial, helvetica, sans-serif; font-size: 8pt;\">* Le co\u00fbt du projet tel que d\u00e9fini est bas\u00e9 sur la construction d\u2019une maison de type Patrimoine (Garantie de livraison et Assurance Dommage Ouvrage incluses) Contrat de construction d\u2019une maison individuelle avec prestations <br \/>compl\u00e8tes + \"Pack locatif TradiEco\" comprenant l\u2019am\u00e9nagement des ext\u00e9rieurs, parking, terrasse, cl\u00f4tures, de la cuisine avec l'\u00e9lecrom\u00e9nager, etc. pour un montant global de 149.300 \u20ac (descriptif et plans sur demande)<\/span><br \/><span style=\"font-family: arial, helvetica, sans-serif; font-size: 8pt;\">* Exemple sur un terrain propos\u00e9 \u00e0 Avermes par un de nos partenaires, parcelle n\u00b024, 600 m2, 40.000 \u20ac + 5.000 \u20ac de frais d'acquisition (10 parcelles libres au 31\/01\/2020 de 28.000 \u00e0 47.000 \u20ac) + 3.000 \u20ac de taxes<\/span><br \/><span style=\"font-family: arial, helvetica, sans-serif; font-size: 8pt;\">* Mensualit\u00e9 donn\u00e9e \u00e0 titre indicatif uniquement, emprunt au taux de 1,2% pour une dur\u00e9e de 25 ans<\/span><br \/><span style=\"font-family: arial, helvetica, sans-serif; font-size: 8pt;\">* Taux d\u2019assurance moyen constat\u00e9 : 0,34 % \u00e0 adapter selon profil (Montant \u00e0 titre indicatif - Source : meilleurtaux.com)<\/span><br \/><span style=\"font-family: arial, helvetica, sans-serif; font-size: 8pt;\">* Source : corrigetonimpot.fr<\/span><br \/><span style=\"font-family: arial, helvetica, sans-serif; font-size: 8pt;\">* Le montant du loyer de 800 \u20ac correspond aux montants minimums des loyers constat\u00e9s pour des biens similaires dans ce secteur.<\/span><\/div>"}}]}]}]}],"version":"1.22.2","props":[]} -->